I logged into Capital One this morning to pay a bill and noticed my new Venture Visa says account restrcited? I just got an email on Saturday informing me that my new card has been shipped. I recently applied for a capital one credit card (november 1st 2012) and was instantly approved. I recently applied for a capital one credit card (november 1st 2012) and was instantly approved. Why isnt my funds... Why is my capital one credit card account restricted? Assuming this means there is nothing serious wrong with my account. Capital One - Accnt Suspended for Suspected Fraud within 1 hour of activating Card Sep 08, 2015 @ Pissed Consumer Admittedly, I did let the card go into a past due status for a few months before paying it off in full last March. My new capital one card is saying restricted. I tried chatting with someone because I don't hear well on the phone and they told me about some relay service to get in touch with you. Probably because you had a lot of late fees, over limit fees, and lots of interest fees. On my credit report it lists a Capital One credit card as still open. Archived. Capital One card in "restricted status" Credit. I phoned Capital One, only to find out that a restriction was placed on my account due to ‘suspected fraud’. I paid it off yesterday and it hit my account so now I have a $0 balance. I was able to create a username and password for online banking features, which I did. Here are some things everybody should know about Capital One credit cards. Just got off the phone with Capital One about my credit card that I've had for a long time. Would it be hurtful to my FICO score to close, or to have my lender close both of these credit accounts with account balances of $0. After using my card for +- 3 weeks, while making a purchase at a coffee shop, I had to face the embarrassment that my card was declined for a $5 purchase. Why Capital One Card Account is restricted? MONEY AGREEMENT. - my account is closed - because I'm new to online banking - I logged in too many times - it's there until I pay my first statement It's now December 5th and I haven't received the card yet, it's only been 4 days. Since the card was in a past due status for such a long time, the card was restricted from making purchases. I was able to create a username and password for online banking features, which I did. I know that this account was closed by Capital One in 2011. At the beginning of February I was notified of a $150 purchase immediately after purchasing gas. Remove acoount restriction to zelle capital one *** I have a capital one money market account that is restricted . Im going to wait till I … Maybe its a fraud thing? I flagged the purchase and froze my account but I didn't immediately order a new card at the advice of Capital One. Cap One 0/300 (Orchard) Cap One 138/500 (Restricted; oldest credit card account) GECRB 0/100 (Opened six months ago) So my credit report will show low utilization and high available credit. Close. I don't understand. I'm currently under the impression from other forums that if both of my account balances for the restricted cards is $0 that it won't affect the FICO. What is capital one? In Capital One's world, Restricted = CLOSED A long time ago my Capital One Card was restricted due to a returned payment and near maxed out balance. Posted by 2 years ago. I am thinking I will pay off the Cap One and be done with it after I buy a house. Capital One is a financial organization that specializes in Credit cards, loans, banking and savings accounts. This may be because you have overdrawn an account, it's a special type of account, or the account has been seized by a government agency. 0. Capital One review from Shawnee, Kansas with 38 Comments: I recently (after receiving offers from them every 2 weeks for 3 months) opened a new Capital One Credit Card Account.