A set amount your beneficiary(ies) will receive from your retirement account if you die before taking income. (1976-1991)B.A., U. of Northern Iowa; M.S.E., Drake U.; Ph.D., Iowa State U. James L. Williamson, Ed.D., Professor of Educational Leadership and The Fred and Edith Hale Emeritus Professor in Education. Greg Benesh, Professor of Physics. (1979-2009)B.A., Grove City College; M.A., American U.; Ph.D., Duke U. David L. Rivers, Ph.D., Professor of Communication Sciences and Disorders. Emeritus Faculty are nominated by their deans to the President through the Provost. (1975-1991)B.S., Baylor U.; M.S., Texas Woman's U.; Ph.D.,ibid. Select a retirement plan and begin the enrollment process. Emeriti, TIAA-CREF, Savitz, Aetna Life Insurance Company, and HealthPartners are independent corporations and are not legally affiliated. For help and advice, call us anytime at800-842-2252. By owning a combination of funds with different investment characteristics, you may be able to offset the poor performance of one asset class with another that is benefiting from an upward trend. tax-free . A. Dale Allen, Ph.D., Professor of Management. ; Ph.D. U. of Georgia. ; M.B.A., ibid. M. Michael Umble, Ph.D., Professor of Management. If you were born in 1959, federal guidance is needed to determine if your RMD Applicable Age is 73 or 75. ; D.B.A., Indiana U. Mary K. "Suzy" Weems, Ph.D., Professor of Nutrition Sciences. (1968-1989)B.S., U. of North Texas; M.S.,ibid. Read it carefully. B.A., U. of Michigan; M.A., ibid. ), Lamar U.; M.S. Papers of BCM faculty, staff, departments, students and affiliates (1971-1999)B.B.A., Baylor U.; M.Ed., U. of Arkansas; Ed.D., U. of Houston. (1969-2009)B.A., Baylor U.; M.S.W., Louisiana State U; Ph.D., Texas Womans U. Donald R. Edwards, Ph.D., Professor of Management. Walter C. Holmes, Ph.D., Professor of Biology. Many participants enjoy the diversity of investing in mutual funds in their retirement plans. ; Ph.D., U. of Arkansas. If you need some of your retirement savings in cash, you can withdraw your TIAA Traditional Account balance through a Transfer Payout Annuity (TPA) under the terms of the contract. Darryn Willoughby, Ph.D., Professor of Health, Human Performance and Recreation. Emeriti, TIAA-CREF, Savitz, Aetna Life Insurance Company, and HealthPartners are independent corporations and are not legally affiliated. (1984-2014)B.A., Texas A&M U.; M.S., Washington U. in St. Louis; Ph.D.,ibid. 6.3% increase for Dental Plan. (1988-2009)B.S.E.E., Texas Tech U.; M.S.E.E., Southern Methodist U.; Ph.D.,ibid. (1993-2007)B.S., Texas A&M U., Commerce; M.A., U. of California, Los Angeles; Ph.D., U. of Illinois. may. ; Ph.D., ibid. If you have investments that revenue share, you'll receive a credit based on your average daily balance. If you're married, you may be required to get spousal consent to receive any distribution option other than a qualified joint and survivor annuity. The Academy of Distinguished Educators sponsors two events a year: Annual Academy of Distinguished Educators Showcase of Educational Scholarship, Norton Rose Fulbright Educational Grant Fund. Northern Illinois U.; Ph.D., Pennsylvania State U. William A. Mitchell, Ph.D., Professor of Political Science. ; Ph.D.,ibid. Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917, Press Alt plus Down Arrow to view menu options. (1970-2015)B.A., U. of Texas; M.A.,ibid. (1955-1973, 1980-1999)B.A., Carson-Newman College; M.A., Columbia U.; B.D., Southern Baptist Theological Seminary; Th.M.,ibid. Pauline T. Johnson, Ph.D., Professor of Nursing. Delton L. Chesser, Ph.D., Professor of Accounting. (1981-2015)B.S., East Carolina U.; M.A.,ibid. Provides routine updates and reporting to the Senior Associate for Research Compliance - RCOI to ensure timely communication regarding the status . (1983-2003)B.S., Eastern New Mexico U.; M.S.,ibid. (1969-2011)B.S., U. of Texas, El Paso; M.M., U. of North Texas. You can choose to receive income for a set period of two to 30 years, depending on the terms of our contract and your plan's rules (and not to exceed your life expectancy). For more information on fees and investments, refer to "Mutual Funds and In-Plan Annuities" via TIAA.org/performanceOpens in a new window. ; Ph.D., Louisiana State U. Tom Potts, Professor of FinanceB.B.A., Baylor U.; M.S., ibid. Larry J. Browning, Ed.D., Professor of Curriculum and Instruction. Carolyn A. Backus, D.M.A., Professor of Vocal Studies. Its California Certificate of Authority number is 3092. (1963-1995)B.A., U. of Oklahoma; M.A.,ibid. Get professional advice to help you save and invest for your future. ; Ph.D., Vanderbilt U. Dorothy W. McAlister, Ph.D., Professor of Family and Consumer Sciences. Medicare Part B premiums . David M. Guinn, L.L.M., Professor of Law and Master Teacher. It is possible to lose money by investing in securities. First, think about how far off retirement is. (1986-2020)B.S.E., Ouachita Baptist U.; M.S., Southern Methodist U.; Ph.D., Memphis State U. Kenneth T. Wilkins, Professor of Biology (1983-2022)B.A., U. Texas at Arlington; M.A., Texas A&M U.; Ph.D., U. of Florida. There are several technology companies that offer end-to-end notarization systems. When you enroll online, you create an individual account where you can view your balances, change your investment mix, make transfers and other transactions. Professional development opportunities are available for every stage of your career. increase substantially for the following groups: new retirees. *Guarantees are subject to the claims-paying capability of the insurer. 1Annuities are designed for retirement savings or for other long-term goals. The City College of New York 160 Convent Avenue New York, NY 10031 p: 212.650.7000. Who would benefit most from owning mutual funds? It's complimentary, thanks to your employer. (BCM Login Required). Roger Olson, Professor of Theology, Truett Seminary (1999-2021)B.A., Open Bible College; M.A., North American Baptist Seminary; M.A., Rice U.; Ph.D., ibid. (1973-2011)B.S. L. Kent Gilbreath, Ph.D., Professor of Economics. (1969- 2003)B.A., Louisiana State U.; M.A.,ibid. *Investment advice is available through TIAA using an advice methodology from Morningstar Investment Management, LLC. Located in the heart of the world's largest medical center (Texas Medical Center), Baylor is affiliated . (1983-2015)B.A., Southeastern U.; M.A., U. of Alabama; Ph.D., U. of Nebraska, Lincoln. The TIAA group of companies does not provide legal or tax advice. The full name of Emeriti Retirement Health Solutions is The Emeriti Consortium for Retirement Health Solutions, an Illinois Nonprofit Corporation. Do not sell/share my personal information. Emeriti, TIAA-CREF, Savitz, Aetna Life Insurance Company, and HealthPartners are independent corporations and are not legally affiliated. ; Ph.D., U. of Florida. (1973-2009)B.A., Southern Methodist U.; M.A., U. of Texas; Ph.D.,ibid. Your right to a lump-sum distribution from your TIAA Traditional Account may be restricted to taking periodic payments under the terms of the contract. (1962-2004)B.A., Mississippi College; M.A.,ibid. Martha J. Bradshaw, Ph.D., Professor at Louise Herrington School of Nursing. Bioinformatics analyst at Baylor College of Medicine and graduate from the Honors College at the University of Houston. (1957-1988)B.A., Mississippi College; M.A., Vanderbilt U.; Ph.D.,ibid. ; Ph.D.,ibid. This practice is called "revenue sharing". 1996. ; Ph.D., U. of Minnesota. Aim to contribute this much (which can include contributions from your employer, if available) throughout your entire working career. Then, determine your comfort level with risk and reward. Teachers Insurance and Annuity Association of America is domiciled in New York, NY, with its principal place of business in New York, NY. (1971-2016)B.S., Furman U.; Ph.D., Vanderbilt U. Deborah Johnston, Associate Professor of Health, Human, Performance and Recreation (1981-1987, 1988-2021)B.A., Northwest Missouri State U.; M.S.Ed., Baylor U., Ed., U. of Arkansas. (1968-2011)B.S., Tennessee Technological U.; M.S., Auburn U.; Ph.D.,ibid.Jim Ellor, Professor of Social Work. Terry M. Roller, M.F.A., Professor of Art. TIAA Traditional is a guaranteed insurance contract and not an investment for federal securities law purposes. There are a number of important differences between mutual funds and annuities when they are offered under a retirement plan. ; Ph.D., U. of Texas. When we turn 65, theres an 80% probability that well live to 80, and a 27% chance well reach 95.*. ; Ph.D., U. of Texas, Arlington. (1970-1987)B.S.N., U. of Pittsburgh; M.S., Texas Woman's U. William V. Davis, Ph.D., Professor of English and Writer-in-Residence. ; Ph.D., Texas Womans U. Susan K. Johnson, Ph.D., Professor of Educational Psychology. Judith W. Lott, D.S.N., Professor of Nursing. William F. Cooper, Ph.D., Professor of Philosophy. A mutual fund is a pool of securities, such as stocks and bonds, managed by an investment company. (1989-2014)B.A., Duke U.; M.S., U. of Cincinnati; Ph.D., Texas A&M U. Eric C. Rust, Professor of History (1984-2022)B.A. 1968-71. Here is how it works. ; M.A., Denver Seminary; Ph.D., Texas A&M U. Ann W. Karaffa, Ph.D., Professor of Curriculum and Instruction. (1984-2018)B.B.A., Texas A&M. ; LL.D. Min., Chicago Theological Seminary; Ph.D., ibid. William Bellinger, Professor of Hebrew Bible/Old Testament (1985-2021). (1993-2020)B.S., Radford U.; M.S., U. of Tennessee, Knoxville; M.F.A., U. of Georgia; Ph.D., Florida State U. Jim SoRelle, Ph.D., Professor of History. (1981-1997)B.A., Baylor U.; M.A., Southern Methodist U.; Ph.D., Texas Womans U. Phyllis S. Karns, Ph.D., Professor of Nursing. Helen E. Benedict, Ph.D., Professor of Psychology. Emeriti Retirement Health Solutions is not an insurance company, insurance broker or insurance provider. (1945-1969)B.A., Blue Mountain College; M.A., Baylor U. Thomas T. Goforth, Ph.D., W. M. Keck Foundation Professor of Geophysics. S. Kay Toombs, Ph.D., Associate Professor of Philosophy. (1972-2018)B.M., Florida State U.; M.M.E., George Peabody College; D.M, Florida State U. Dovalee Dorsett, Ph.D., Professor of Statistics and Quantitative Business Analysis. The full name of Emeriti Retirement Health Solutions is The Emeriti Consortium for Retirement Health Solutions, an Illinois Nonprofit Corporation. ; Ed.D., U. of North Texas. Any guarantees under annuities issued by TIAA are subject to TIAA's claims-paying ability. (1988-2022)B.A., U. of Rhode Island; M.A., U. of Florida; Ph.D., ibid. Baylor College of Medicine contributes 8% of your base annual earnings to the plan. (1978-2016).B.A., U. of California at Los Angeles; M.A.,ibid. Baylor College of Medicine has 723 full-time students (52.6 percent female / 47.4 percent male), 2,447 full-time faculty, and a faculty-student ratio of 3.4:1. (1975-2019)B.A., Ohio State U.; M.A.,ibid. Dennis Johnston, Professor of Statistical Science (2003-2021)B.S., U. of Texas, Arlington; M.S., U. of Texas; Ph.D., Texas Tech U. Jerry Johnson, Professor of Marketing (1974-2021) B.B.A., Baylor U.; M.B.A., ibid. (1957-1993)B.A., Mississippi College; M.A., U. of North Carolina; Ph.D., Louisiana State U. Charles M. Tolbert II, Professor of Sociology (2000-2021)B.A., Baylor U.; M.A., ibid. Summary Plan DescriptionOpens pdf in new window. Member FDIC. Clement T. Goode, Ph.D., Professor of English. An annual TIAA Plan Servicing Fee of $191 is assessed if you maintain a Retirement Choice and/or Retirement Choice Plus account. (2004-2012)B.S.N., Baylor; M.S.N., U. of Texas; Ph.D.,ibid. Investing in this manner does not ensure a profit or guarantee against loss in declining markets. (1978-2020)B.S., Denison U.; M.S., Baylor U.; Ph.D., Southern Methodist U. ; M.A., ibid. ; Ph.D., Duke U. Vince Cronin, Professor of Geosciences (2002-2022)B.A., Pamona College; A.M., Dartmouth College; Ph.D., Texas A&M U. James Curry, Professor of Public Policy (1974-2021)B.A., Tarkio College; M.A., U. of Kansas; Ph.D., ibid. 401(a) Retirement Plan does not offer a loan feature. If your employer offers to match your contribution, make sure you save enough to trigger that match. Generally speaking, riskier investments should be made when youre younger, so you have plenty of time to potentially recoup losses. There are often lots of complex rules and regulations, and it can be hard to figure out what plans & benefits youre eligible for or which investments are available to you. (1963-1996)B.S., Pennsylvania State U.; M.A., Ohio State U.; Ph.D.,ibid. Robert Cloud, Professor of Education Administration (1988-2021) B.S., Howard Payne College; M.S., Baylor U.; M.A., U. of Houston, Clear Lake; Ed.D., Baylor U. Linda R. Cobbs, M.L.S., Associate Professor, University Libraries. Associate Professor of Otolaryngology, New York Medical College. Mary Ellen Davenport, M.S., Assistant Professor of Nursing. Who would benefit most from owning mutual funds? (1967-2005)B.S. ; Ph.D., Pennsylvania State U. J. William Petty, Ph.D., Professor of Finance, Holder of The W.W. Caruth Chair of Entrepreneurship, and Master Teacher. After enrolling, you'll receive a TIAA Welcome Kit and a Legal Package including your contract and contract number. Baylor College of Medicine fosters diversity among its students, trainees, faculty, and staff as a prerequisite to accomplishing our institutional mission and setting standards for excellence in training healthcare providers and biomedical scientists, promoting scientific innovation, and providing patient-centered care. ; Ph.D.,ibid. TIAA-CREF Individual & Institutional Services, LLC serves as a broker-dealer with respect to underlying mutual funds only, and does not offer, market or sell interests in such plans or otherwise provide broker-dealer services with respect to the interests in such plans. (2003-2018)B.A., U. of Dallas; M.A.,ibid. This will be identified as "TIAA Plan Servicing Credit" on your statements. (2004-2017)B.A., Newcomb College of Tulane U.; M.A., U. of Kansas; Ph.D., U. of Virginia. Have an edit or suggestion for this page. (1971)B.B.A., Baylor U.; M.B.A., U. of Southern California; D.B.A.,ibid. There are a number of important differences between mutual funds and annuities when they are offered under a retirement plan. The value of a variable annuity is subject to market fluctuations and investment risk so that, if withdrawn, it may be worth more or less than its original cost. (1971-2020)B.B.A., Baylor U.; M.B.A., ibid. If requested before 2 p.m. you will receive a response today. Lee R. Polk, Ph.D., Professor of Communication. Terry Maness, Dean of Hankamer School of Business and Professor of Finance (1972-2021)B.A., Baylor U.; M.S., ibid. Thomas R Hunt, III, MD, DSc, FACHE Hand/Wrist/Elbow Surgeon - Educator, Author, Innovator - Fmr. The campus, targeted for a 2023 . Substance Abuse View All Clinical Trials General Inquiries Call today to schedule an appointment or fill out an online request form. Its California Certificate of Authority number is 3092. Your employer adopts an Emeriti Retiree Health Plan and . (1984-2018).B.A., U. of California, San Diego; M.Div. (1984-2021)B.B.A., Texas Tech U.; J.D., U. of Oklahoma. Baylor College of Medicine, one of the top-ranked medical schools in the country, is well known for its exceptional, innovative, and collaborative research environment. George Gawrych, Professor of History. (1961-1996)B.A., New Mexico Highlands U.; M.A.,ibid. Find out who to contact about enrollment or investing. *Investment advice is available through TIAA using an advice methodology from Morningstar Investment Management, LLC. Bob E. Patterson, Ph.D., Distinguished Professor of Religion. Institute for Clinical & Translational Research, Feedback - Meeting the Obligation to Our Learners, Compact Between Teachers, Learners, and Educational Staff, Office of Title IX and Gender Discrimination, Comprehensive Academic Management System (CAMS), Faculty Performance Assessment and Development Planning, National Council for State Authorization Reciprocity Agreements, Coach Training for Healthcare Leaders Program. (1996-2012)B.A., Samford U.; B.D., Southern Baptist Theological Seminary; Ph.D., Vanderbilt U. John F. Tanner, Ph.D., Professor of Marketing. Equal Housing Lender. This may be restricted by the terms of your TIAA contracts. (1981-2018)B.S., New Mexico Institute of Mining and Technology; M.S.,ibid. Frauke A. Harvey, Ph.D., Professor of German, Russian and Japanese. (1995- 2001)B.S., Baylor U.; M.S. (1989-2017)B.S., Louisiana Tech U.; M.B.A., Ph.D., Mississippi State. ), Seinan Gakuin U. John A. ; Ph.D., U. of Texas. Ellen K. Brown, M.L.I.S., Associate Professor, University Libraries (1976-2010)B.S., Wayland Baptist College; M.A., Baylor U.; M.L.I.S., U. of Texas. (2010-2020)B.S., Louisiana State U.; M.S., Purdue U.; Ph.D., U. of North Carolina, Greensboro. Each of the foregoing is solely responsible for its own financial condition and contractual obligations. Dr. Irwin Yellowitz Last Updated: 04/08/2019 14:37. New bivalent COVID-19 vaccines and flu vaccines are available for patients with Baylor Medicine Primary Care Providers. Western Illinois U.; M.S., U. of Missouri, Rolla; Ph.D.,ibid. Baylor College of Medicine contributes 8% of your base annual earnings to the plan. The following three categories of services are provided to your plan: 1. Institution makes . (2001-2002, 2002-2020)B.S., Baylor U.; J.D., ibid. (2000-2018)B.A., Wheaton College; M.A., Princeton U.; Ph.D.,ibid. (1981-2008)B.A., Amherst College; M.A., U. of Massachusetts; Ph.D.,ibid. Patricia A. Hickey, Ph.D., Associate Professor of Mathematics. (1983-2021).B.A., St. Olaf College; J.D., William Mitchell College of Law; LL.M., Temple U. Rosalie Beck, Ph.D., Associate Professor of Religion. ; Ph.D., Emory U. Robert S. Baldridge, Ph.D., Professor of Biology. Billie H. Nowlin, Ed.D., Professor of Home Economics. (1989-2002)B.A., U. of Texas; M.A.,ibid. Works closely with Investigators across the college to evaluate SFIs for conflict of interest and ensure that all research disclosures are completed properly to comply with regulatory requirements. Mary P. Nichols, Ph.D., Professor of Political Science. Ron Stanke, Ph.D., Associate Professor of Mathematics. Southern Baptist Theological Seminary; Ph.D.,ibid. (E.E. Sharp, Ph.D., Professor of Curriculum and Instruction. Dianna M. Vitanza, Ph.D., Associate Professor of English. (1974-2006)B.M., U. of Illinois; M.S. ; Ed.D.,ibid. Rotating Internship in General Surgery, Internal Medicine, Obstetrics and Gynecology at the Government General Hospital, Madras, India. Pittsburgh Theological Seminary; Ph.D., Ohio U. Charles J. Delaney, Associate Professor of Finance, Insurance, and Real Estate. The overarching hypothesis of the Baylor College of Medicine - Rice University SRP is that maternal exposure to PAHs, which are present in Superfund sites, increases the risk of PTBs and incrementally . If requested before 2 p.m. you will receive a response today. Mary L. Herrington, Ed.D., Associate Professor of Curriculum and Instruction. This plan allows you to receive a cash withdrawal. How do I find an online Notary? Richard B. Riley, Ph.D., Professor of Political Science. (1984-2017)B.S., The Ohio State U.; M.S.,ibid. Berry J. Klingman, M.F.A., Professor of Art. Who can participate in this plan? Joan Supplee, Ph.D., The Ralph L. and Bessie Mae Lynn Associate Professor of History. Faculty Media . One- or two-life annuity with guaranteed period, Qualified Domestic Relations Orders (QDRO), Sales charges, purchase, withdrawal and redemption fees for certain investments. Then strive to increase that amount by putting raises toward it and small annual increases. Located in the heart of the world's largest medical center (Texas Medical Center), Baylor is affiliated . Both options receive favorable tax treatment under the plan. (2004-2020)B.A., Kent State U.; M.Div. Keep in mind: You may need to complete the required form found at Baylor College of MedicineOpens in a new window to tell your employer how much money you want taken out of each paycheck. Ray Bagby, Ph.D., Associate Professor of Entrepreneurship. Emeritus Faculty are nominated by their deans to the President through the Provost . This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. ; Ph.D., Texas A&M U. Michael D. Morrison, J.D., Professor and The Jo Murphy Chair International Education and the William J. Boswell Professor of Law. (1981-2011)B.S.N., Northern Illinois U.; M.S.N., U. of Tennessee, Knoxville; Ph.D., U. of North Texas. ; Ph.D., U. of Texas. Rinn M. Cloud, Ph.D., Professor of Family and Consumer Sciences. You can also contact us online. Studying biology at Baylor is a journey that will give you a new perspective on the world. Take advantage of it. (1963-1965, 1971-2004)B.S., Hardin-Simmons U.; M.S., Oklahoma State U.; Ph.D.,ibid. Mary Ruth Smith, Ph.D., Professor of Art and Art History. As a Baylor Medicine patient, you'll have access to exclusive clinical trials, leading-edge procedures, and the brightest minds in medicineall working together to provide you with more options . Equal Housing Lender. D.E. Guarantees are based on the claims-paying ability of the issuer. ; Ed.D., Texas Womans U. Patrick L. Odell, Ph.D., Professor of Mathematics. (1974-1993)B.F.A., U. of Illinois; M.A.,ibid. ; Ph.D., U. of South Florida. (1985-2005)B.B.A., Baylor U.; M.S., Oklahoma State U.; Ph.D., Michigan State U. Maxine B. Hart, Ed.D., Professor of Information Systems. Tell us about your future goals and well help you plan. Mutual funds offer diversification, professional management, relatively low investment minimums and fees, and a range of choices among different asset classes. America's fourth largest city is a great place to live, work and play. (1973-2008)B.S., Oklahoma Christian U. of Science and Arts; M.A., North Texas State U.; Ph.D., U. of Missouri. What are the benefits of owning mutual funds? If requested before 2 p.m. you will receive a response today. Over the course of your career, that's how much it may take to potentially generate the income you need for retirement. However, diversification doesn't guarantee against loss. ; Ph.D., Iowa State U. Jerry Waltman, Ph.D., The R. W. Morrison Professor of Political Science (2003-2020)B.A. Login now. The providers above are independent entities and are not legally affiliated. Baylor College of Medicine offers this plan as part of workplace benefits. Mutual funds offer diversification, professional management, relatively low investment minimums and fees, and a range of choices among different asset classes. Robert H. Ray, Ph.D., Professor of English. Baylor College of Medicine and Department Summary: Baylor (www.bcm.edu) is recognized as one of the nation's premier academic health science centers and is known for excellence in education, research, and healthcare and community service. Learn ways to save and invest to help you prepare for your retirement. David. ibid. Make a selection before beginning enrollment. Many employers offer contribution matching. Interests in the retirement healthcare program are offered solely by the employer. Tenured professors who have served the College with special distinction at BCM for at least 10 years may be eligible for the position of "Distinguished Emeritus" Professor upon retirement and upon recommendation of the head of the Academic Unit in which the candidate has his or her primary appointment and formal action of the Faculty Appointments and Promotions Committee, the Academic Council, the President, and the Board of Trustees. 3. Music, Juilliard School of Music; D.M.A., U. of Illinois. Many participants enjoy the diversity of investing in mutual funds in their retirement plans. David Swenson, J.D., Professor of Law and the George G. Kelly Professor of Law. View your investment options with TIAA here. Emeritus Faculty . Contributing even a small amount now can potentially make a big difference by the time you retire. You can put money away for retirement while saving on taxes. The school has the lowest tuition rates among all private medical schools in the country ($29,900), resulting in an average student-loan debt of $108,136that's $95,000 less than the . They offer several payment options, including lifetime income. You can leave the tool now and go to Insights to read articles, use tools and see videos that will help you step forward. (1992-2020)B.A., Beaver College; M.A., Louisiana State U.; Ph.D., U. of Texas. Both options receive favorable tax treatment under the plan. (1986-1987, 1988-2020)B.A., Northern Illinois U.; M.A., U. of Iowa; M.F.A., ibid. Payments from variable accounts will fluctuate based on investment performance. More information about retirement plan fees and expenses is available at TIAA.org/fees. (1965-2008)B.A., Peru State College; M.A., Oklahoma State U.; Ph.D., U. of Maryland. Your RMD Applicable Age was 70 if you were born before 7/1/49; 72 if you were born on or after 7/1/49 or in 1950; 73 if you were born between 1951 and 1958; 75 if you were born in 1960 or later. Member FDIC. (1958-2019)B.S., Ohio State U.; M.A.,ibid. (1987-2018)B.S., Central Michigan U.; M.B.A ibid. Otherwise, mutual funds and annuities are treated very similarly when offered as part of your employers retirement plan. Kathy Whipple, Ph.D., Professor of Communication Sciences and Disorders. Baylor College of Medicine and Department Summary: Baylor (www.bcm.edu) is recognized as one of the nation's premier academic health science centers and is known for excellence in education, research, and healthcare and community service. Institute for Clinical & Translational Research, Request for Faculty Appointment/Promotion.