Question Details: The other driver caused my car accident and they have insurance but their insurance company hasn’t paid my claim because they said their insured is "not cooperating". I didn’t have auto insurance at the time. Person who was at fault insurance company won't pay I was in an accident and the state police report states that the other driver" failed to pay attention when changing lanes". In a non-fault accident you can usually claim back the cost from the other driver’s insurer, but this won’t be possible if you are at fault. When the at-fault driver’s insurer is unwilling (or is slow) to pay for damages to your vehicle, you have a couple of options to get compensation for the accident. The Other Party's Insurance Denied the Claim, Now What? Policy excess; This is the element of a claim that you pay for yourself. That being said, you might want to pay your deductible and file for damages with your own insurance company, instead of filing with the at-fault driver’s insurance. You can expect an at-fault claim to affect you financially in three potential ways. It was the other driver’s fault. How to Get an Insurance Company to Pay a Claim. I didn’t have auto insurance at the time. Option One: Have … What can I do if the at-fault driver's insurance company does not want to pay for my car damages? He brought this to the at fault insurance company's … Generally, even if you don’t have insurance, you still have the right to ask for compensation when you are not at fault. ... Non-Fault in Accident: Her Insurance Not Paying All of Rental Car Bill The driver who hit me had auto insurance but no license. How is fault … Car was rear ended.The person at fault's insurance won't pay.Do I sue the individual or insurance company? At Fault Driver’s Insurance Won’t Pay June 25, 2018 By Christopher Hoffmann Missouri is a comparative law state; meaning that, if you are in a car accident in Missouri, more than one driver may be held responsible for the accident. His insurance is willing to pay for the damages to my car and the car I hit because the collision was totally his fault. When it is the other driver’s fault, his or her insurance company should cover the costs of your injuries, as well as repair your car or compensate you for its value so you can replace the car. Reduced No Claims Discount (NCD) Question Details: The other driver caused my car accident and they have insurance but their insurance company hasn’t paid my claim because they said their insured is "not cooperating". Since the other driver's insurance won't pay, and I didn't have collision coverage with my own insurance, I had to bring the case to a small claim's court by myself. Hey guys and gals, My wife was in a car accident on 10/8 driving our truck with liability only insurance (IE: not full coverage because the truck is only worth ~$3000 and it's paid for). You do not have to pay your deductible if you are not at fault for the car accident. About the editors: The motto at Shapiro, Appleton & Washburnlaw firm is simple -"All we do is injury law." It was the other driver’s fault. Do I get a lawyer involved? Most insurance companies will pay the repairs and bills for you and then fight the other insurance company for reimbursement. 1 year and 4 months ago my car was rear ended … At-fault driver's insurance won't pay for damages. causing me to … In a non-fault accident you can usually claim back the cost from the other driver’s insurer, but this won’t be possible if you are at fault…